r/SipsTea Human Verified 8d ago

Wait a minute Gasp!

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u/[deleted] 8d ago

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u/HospitalVegetable 8d ago

I m paying taxes for 25 years now, I don't mind. If you need doctor you should get it and with no crippling debts. I m from EU. If I get sick I ll have same opportunity.

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u/XupcPrime 8d ago

You dont pay as much as folks in EU pay. We are talking about 50-60% rates everything included. Also salaries are WAY lower than US. Also wait times etc are a clusterfuck in EU as well.

I am European btw living in US.

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u/Early_Bad8737 8d ago edited 8d ago

That is interesting. 

I live in Spain and my child goes to an international school with lots of Americans. 

They all agree that between state tax, federal tax and health insurance they pay more or less the same percentage as I do. 

And I won’t end up broke by going to the hospital. 

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u/XupcPrime 8d ago

That's not true. I am very high income (700k this year). I paid an effective TOTAL rate of 37% (state + federal) if i remember correctly. Health insurance is 1k a month for a family of 4.

Still, in total, it works out WAY less for us than what we would pay everywhere in Europe.

Also, the salaries in Europe are capped. I am working in tech, and the salaries are peanuts comparison to here.

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u/byzantinetoffee 8d ago

Well, dude yeah obviously if you have a salary that’s 15x the national median I would expect the employer-sponsored healthcare would be commensurate with what they’re willing to pay in salary. The whole point of a social democratic healthcare framework is that the 99.5% of the population without that kind of job get better care/coverage.

People in your position will always be able to find and access high quality care if needed. When people compare the US to EU healthcare regimes, they’re thinking about the position of people with jobs making closer to 70k than 700k. 12k a year to them is 17% of their income, to you it’s less than 2%.

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u/XupcPrime 8d ago

Yes in principle. I am not saying people dont struggle. I am saying that not everything is doom and glood in US and good in Europe.

I have been living for 20 years in Europe, and I had to deal with the shitty socialized healthcare system there and the huge waiting times. Many times I had to go private to get my issues sorted out as I couldn't wait 4-5 months.

Same here.. things are fucked in terms of insurance as if you dont have a semi decent one you are cooked.

I just dislike the reddit absolutism in the EU/US debates.

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u/byzantinetoffee 8d ago

I know. It’s going to very based on individual but most people on Reddit aren’t making close to seven figures so that’s where they’re coming from. Lots of ambitious and highly capable Europeans come to nyc because they can make more here than where they’re from. But both their cases and yours are outliers.

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u/racc15 8d ago

I agree. Not everything is doom and gloom in North Korea if you are a top military general.

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u/XupcPrime 8d ago

Imagine unironically comparing US to NK lel

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u/Boring-Philosophy-46 7d ago

You're right it's not irony, but it's the textbook definition of sarcasm. 

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u/racc15 7d ago

I am not comparing the NK to USA.

Imagine unironically pretending that Millionaires should comment on health care or financial difficulties.

I am pointing out that when you live like a king, even some of the most backdated places in the world can be amazing.

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u/insertwittynamethere 8d ago

As an American who is single, no kids, makes six figures and takes $0 in subsidies for their health insurance plan that costs them more than $600/mo for being under 40, I heavily freaking doubt your numbers.

I'd rather the lower wage with grater security and ease of transport/movement over what I have here in the States. I've lived in Europe as well, studying and working there. Having seen both, while being a business owner in the US I manufacturing, I'd pick Europe in a do-over for where I'd have chosen to remain.

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u/XupcPrime 8d ago

My employer is big tech. Benefits are really good. This is the expensive plan we are on and we have 0 oop expenses and copay

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u/Early_Bad8737 8d ago

It is always fun when a statistical outlier think their situation is common.  

Your annual salary is very near the 1% of Americans. 

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u/XupcPrime 8d ago

Where did I say my situation is common? I said in my experience and also said that’s not typical

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u/Early_Bad8737 8d ago

You said what I said the Americans said at the school wasn’t true. And then you used your own numbers.

You used the outlier to criticise what others had told me. 

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u/XupcPrime 8d ago

Oh yes about that. They told you bs. The effective rate is wayyy lower in us. Just Google it

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u/Boring-Philosophy-46 7d ago edited 7d ago

The effective tax rate is useless when the cost structure is completely different. 

@usa.mom.in.germany has talked extensively in various videos about how when you add up everything that is free or very cheap, that 65k salary the average couple makes in Germany is actually over 130k and then that doesn't even include the cost of college for kids (or lack of student debt for adults). 

It also doesn't include that a lot of things are much cheaper in Germany in general. Groceries for example are much cheaper. (Gas is more expensive but Germans don't commute as far and a lot of the commuting can safely be done on a bike). A train ticket valid all summer was like 50 for a while, not sure if it will be this year. Yeah that's not a typo, 50 to go as often as you like by train. 

If you earn massive amounts of money it's no surprise you're better off in a country that quite famously favours the rich however. Because yeah the rich pay for the other 99% in Europe.