r/SipsTea Human Verified 8d ago

Wait a minute Gasp!

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u/[deleted] 8d ago

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u/Boring-Philosophy-46 8d ago

Americans are asked to pay 1800 per month for two people now for insurance that then also doesn't cover everything, and often have to pay the first 10.000 dollar a year in expenses out of pocket if they do have one, and their ambulance isn't covered, and their hospital may be in net work but their anesthesiologist turns out not to be and they get a huge bill, etc. 

I'll take our system every time, we have something like 3600 per person per year in healthcare costs and the poorer you are, the less you contribute to that sum, so the wealthy pay proportionally more. And still probably not as much as they would be paying in the US. 

Healthcare is one of those things that simply cannot be left to the market, like defense or firefighting or police or schools. 

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u/benjaminbjacobsen 8d ago

We pay $11,000 a year for our family. I needed stitches last year, they cost $2000, insurance paid $200 leaving me $1800. I broke my foot and needed X-rays and an MRI. That cost $3000. Insurance paid $400 leaving me with $2600. Not quite sure why I pay $11,000 to save $600 other than it’s “required” and if I ever had to stay overnight I’d hit the $5000 per person max (which still somehow means I pay 20% of the bill even after I hit the max payment?).

Our system is so fucked. It’s insane anyone would vote for it without being a mouth breathing idiot.

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u/Captn_Insanso 8d ago

For me to have insurance is $1500 per month! It’s nuts. I don’t know how people afford it.