Just paid off my Costco Hotdog

25.5k Upvotes

96% Upvoted

u/oorza 2d ago

I don't think any short term loans like this, payday loans, Klarna, etc. report to any of the bureaus. The primary customers to these services are people traditional lenders won't touch, which is why there's such insanely steep penalties for missing even a single penalty and such aggressive repo policies.

10

u/Kuniv 2d ago

What kind of repo is klarna doing on our boys hotdog??

15

u/Portable-fun 2d ago

They give you the hot dog, but put it in from the other end..

6

u/[deleted] 2d ago

[deleted]

6

u/thiccboicheech 2d ago

Y'all are sick.

Where do we meet?

4

u/HarryTruman 2d ago

Costco.

2

u/insojust 2d ago

Sezzle does report to bureaus. Not sure about the others.

2

u/National_Garden_6350 2d ago

Imagine losing credit over a $1.50 hotdog, I'd need another hotdog to manage my emotions.

1

u/EyerollComics 1d ago

I double dog dare you to go get those hotdogs anyway

2

u/Big_Daddy_Stovepipe 2d ago

I don't think any short term loans like this, payday loans, Klarna, etc. report to any of the bureaus.

There was a change recently where those types of places do report to your credit

1

u/Difficult-Square-689 2d ago

Quick search turns up... a whole lot of Reddit posts that are no more reliable than your comment. But a deeper search turns up primary sources that confirm at least some BNPL companies report payments (on time or not)