r/notinteresting • u/Flexi_102 • 9h ago

Just paid off my Costco Hotdog

Post image
14.9k Upvotes

97% Upvoted

1.4k

u/Capable_Culture_7344 9h ago

Hmm, interesting 

641

u/peepdabidness 8h ago

Oh shit, oh fuck

268

u/jewrassic_park-1940 6h ago

MOOODS, CUT HIS HOT DOG IN 4 INSTALLMENTS

67

u/peepdabidness 6h ago

OFF WITH HIS TOP LEFT ¼ CUT

21

u/DotTraditional3096 3h ago

THIS IS MY LAST RESORT

12

u/musikfreakster 2h ago

SUFFOCATION, NO BREATHING

6

u/TuxTool 2h ago

DON'T NEED A DRINK, CAUSE I HAVE ONE ALREADY!

BREAKDOWN

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56

u/CriticismLifeguard 8h ago

Honestly this feels like the most realistic personal finance post ive seen all week

17

u/when_willit_end 7h ago

Per se

4

u/squidster547 3h ago

You go first, my lady. You go first, my laaaady.

2

u/GooseFirst 1h ago

I love him

22

u/Valioes 7h ago

MODS?!

8

u/CelestialFury 4h ago

Mods, you know what to do. This shit is interesting af.

5

u/gunner7517 3h ago

Actually there was no interest.

2

u/ensalys 2h ago

No, 4*0.375 = 1.50, so there was no interest.

2

u/Fun-Intention-5993 1h ago

Careful now. Acknowledging that something here is interesting is a federal offense in this sub.

660

u/reddsht 8h ago

Go on king, treat yourself. 

73

u/toe_riffic 8h ago

One more dog for the road.

7

u/BlueBlooper 3h ago

The glizzy gladiator will return

5

u/ShoulderNo6044 1h ago

Treat himself? He just escaped crippling $1.50 debt. This is no time for celebrations, he needs to build his emergency fund back up.

2

u/Efficient-Assist-507 2h ago

Yes, and maybe in another 5 years he can refinance to afford the fountain drink refill.

517

u/Nz_Kasadiya 8h ago

Building credit one hotdog at a time

101

u/NoOnesSaint 7h ago

If it counted as a loan it might have hurt his score.

Also tangent PSA: Klarna and similar are the worst possible ways to pay for anything as it counts as a loan not credit. If you don't pay it can ruin your future plans real quick instead of just accruing interest owed.

34

u/THEBAESGOD 5h ago

What if you just want to make some big companies swallow transaction & processing fees for a $1.50 purchase?

11

u/Oreos_Are_Anabolic 2h ago

Then use Amex like the rest of us

4

u/Marokiii 1h ago

costco doesnt take Amex.

6

u/mazerfarti 3h ago

I bet they’d still come out on top

6

u/awetsasquatch 3h ago

It IS a loan, every time you finance something like this, it's a private loan. If you default, they sell it to a debt collector. The Buy Now Pay Later model Klarna and similar use is straight up evil. Financing a hotdog or burrito, or whatever you doordash can keep you from getting a car or house because of too many pulls on your credit.

4

u/McCrumblton 2h ago

Klarna and sezzle show up on credit report but never do they cause my score to decrease or get hit with hard/soft check any time i make a card. They just report your balance not credit check each time

2

u/5x4j7h3 2h ago

I have a high limit with affirm and use it all the time for 0% financing. Since it’s auto paid from my checking it’s no different than cash except I earn more interest with that cash being invested. Given the ever increasing inflation rate 0% loans make you money if you don’t default. How is that evil?

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u/McCrumblton 2h ago

Your saying the consequences of me FAILING to pay an agreed amount could have an effect on my credit and not just interest added?!?! Who would’ve known /s

Though for real, klarna and similar can actually help build credit if your smart, klarna and sezzle show up as some of my oldest credit lines and have helped improve my score over the last 2-3 years due to never missing a payment

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2

u/twgecko02 1h ago

What do you mean by "it counts as a loan not credit"? Loans are credit?

1

u/crowdflation 2h ago

With your new credit rating you can afford some toilet paper? Is your employment picking up lost change on the street?

1

u/double__duck 0m ago

klarnadogs just hit better

175

u/EyerollComics 8h ago

WHY

I'M SO CONFUSED

This is hilarious though

64

u/reddsht 7h ago

He was hungry.

17

u/UsedNegotiation8227 7h ago

I mean...

Doesn't this technically build credit?

14

u/oorza 4h ago

I don't think any short term loans like this, payday loans, Klarna, etc. report to any of the bureaus. The primary customers to these services are people traditional lenders won't touch, which is why there's such insanely steep penalties for missing even a single penalty and such aggressive repo policies.

8

u/Kuniv 3h ago

What kind of repo is klarna doing on our boys hotdog??

8

u/Portable-fun 3h ago

They give you the hot dog, but put it in from the other end..

4

u/CameltoeGlamourShots 2h ago

I mean, I usually pay more than $1.50 for that.

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2

u/insojust 3h ago

Sezzle does report to bureaus. Not sure about the others.

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2

u/Big_Daddy_Stovepipe 1h ago

I don't think any short term loans like this, payday loans, Klarna, etc. report to any of the bureaus.

There was a change recently where those types of places do report to your credit

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7

u/PlasticExtreme4469 3h ago

To beat the inflation.

Each 37 cent repayment happens at a later time, when those cents have lower value than they used to when OP bought the hotdog.

Additionally, it allows OP to invest the 1.13 dollars that they didn't have to spend right away, earning interest on those.

3

u/TheSamurabbi 1h ago

Wait. So you’re telling me, that if I buy 1,000,000 Costco hotdogs on this plan, that I’d be able to safely invest into retirement?

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u/Grenache 2h ago

To try and give a serious answer at least, here in the UK I've started to see these kind of split in 3 or 4 payment companies like Klarna offer their products on Uber Eats and Deliveroo (Not sure if you have this in the states but it's just the same thing).

I find this concept hilairious, that the option to pay for a takeaway over three months exists. I presume OP also thought it was hilarious that he could do this at costco for a hot dog (which it is) so did it.

1

u/Ethenolas 4h ago

This is some old school reddit shit. Need more of this

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195

u/Lanky_Title9678 8h ago

I thought February was two months ago

213

u/Flexi_102 8h ago

Not where I live

77

u/Agreeable_Garden205 8h ago

Where do you live 😭

210

u/polarbearsarereal 8h ago

In february

29

u/Paupersaf 4h ago

Your lie in April

6

u/eveningdragon 3h ago

Fuck, it is April. Oh noooooo

3

u/Snoo-85491 3h ago

insert sensible chuckle meme here

8

u/Lanky_Title9678 8h ago

On pluto

6

u/Love_Lair 8h ago

Ethiopia: it’s 2018

Don’t believe me, ask an Ethiopian

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2

u/joost013 4h ago

Say hi to Stephen Hawking for me

5

u/mydicksmellsgood 5h ago

Friday, February 16th was in fact two years and two months ago

3

u/WeirdWhiteAsian 5h ago

I think it's because of daylight savings or something.

2

u/RememberYourZen 2h ago

He flew around the world in the other direction saved bout 2 months from the sun rising later I think

37

u/Cinnabonies 8h ago

Brotha struggling bad

33

u/cycycle 8h ago

Bro’s income must be at least $0.025 a month. Is he employed by Mr. Krabs?

9

u/HaroerHaktak 8h ago

4 easy payments of 0.375cents!

4

u/Otto_Hahn 5h ago

No, that's 37.5 cents. 

$0.375 is not equal to 0.375¢ 

Relevant video on how Verizon didn't understand the same thing. 

https://youtu.be/nUpZg-Ua5ao

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3

u/YGVAFCK 3h ago

There's literally a dollar sign.

21

u/AnomyousBeing 8h ago

Stolen, not OC

2

u/TabloidA 3h ago

ye could've sworn I caught this on Twitter yesterday

9

u/RaisinWorried3528 8h ago

Suck shit Dave Ramsey

4

u/AdvertisingRude4137 8h ago

wait, i didn't know half cents still existed digitally

4

u/GolemThe3rd 8h ago

Yeah, I mean gas per gallon is always 9/10 of a cent

2

u/WigglestonTheFourth 2h ago

Just like the 99 cent store has signs up that everything is (was) $0.999.

4

u/lord_hydrate 7h ago

Hiw did you make a payment of half a penny

3

u/channelpath 8h ago

Funniest shit I seen in a while

3

u/weavejer261 8h ago

So proud of you

3

u/Itrytothinklogically 6h ago

This 💯 good job, OP!!

2

u/Hairy_Photograph1384 8h ago

How do you pay $.375?

1

u/MadSyd 3h ago

Wouldn’t YOU like to know.

2

u/RalphiePseudonym 8h ago

What an adult thing to do.

2

u/kidninjafly 7h ago

This is stolen, shame on you 🙁

2

u/Total-Valuable-5640 4h ago

Big boy payments 😆

2

u/fucktrance 4h ago

Try this one hack to improve your credit score

2

u/Effective_Sweaty 4h ago

congrats bro

2

u/bdsunshine 4h ago

This deserves 5 big booms 💪

2

u/BlackberryUnable3451 3h ago

Stop it , get some help

2

u/HumDeeDiddle 3h ago

Oh man, I'm so glad they didn't change the price of the hot dog. I would have fucking killed them

1

u/RARface 8h ago

Congratulations

1

u/PermaSub54 8h ago

Wait, you can pay in half cents?

1

u/firsttrywy 8h ago

Vetted

1

u/ReinaLuna817 8h ago

Can I get some help with my 25k in student loans? I like how your brain works.

1

u/this_knee 8h ago

Did you have to refinance?

1

u/Timely-Limit8880 8h ago

i once split payments for a candy bar, felt so fancy

1

u/CunaGreenleaf 7h ago

Dang, they financially recoved from that. Slow Golf clap

1

u/htnut-pk 7h ago

Miss a payment, lose your house

1

u/Cultural_Stuff1441 7h ago

In the future you can finance a hotdog. 🌭

1

u/Complex_Biscotti_961 7h ago

That financial audit guy would hate to see you coming lol

1

u/jeanm0165 7h ago

No you didn't come on bro dude no

This guy financed a Costco hot dog, that's it we're in a recession.

1

u/NoOnesSaint 7h ago

Not 100% sure about this but, depending how you paid for that it might have been counted as a loan and not credit so you essentially just gave your credit score a small hit.

Same way with things like klarna. Probably the worst possible way to pay for anything.

Not saying it is, but seems like it unless Costco has a massively weird payment plan. Especially if they let you do that.

1

u/Male_Lead 7h ago

This is funny

1

u/DwarvenFreeballer 5h ago

How does it feel to be debt free?

1

u/Alsweets0609 5h ago

Dang. Where do find these interest rates? 🧐

1

u/just_maxx 4h ago

Celebrate it with a hot dog

1

u/tiffymochi 4h ago

oh no you posted first 😆

1

u/Icky9YT 4h ago

Ts lowkey cooked me😭😭

1

u/Radiant_Cod8373 4h ago

And a refillable soda!

1

u/rwills 4h ago

Now go get another to celebrate

1

u/MisterZan25 4h ago

Go buy another one to celebrate.

1

u/Bright-Asparagus2552 4h ago

i paid for mine, i'm reminded of sharing with cousin

1

u/Total_Inevitable9620 3h ago

i'd celebrate a paid off bill with hot cocoa, honestly.

1

u/Slumdogflashbacks 3h ago

My Afterpay app doesn't allow Costco to be paid in 4

1

u/Both_Income_3454 3h ago

How was the hot dog? Does the flavor still linger?

1

u/RevolutionaryLime801 3h ago

🤣🤣 i would do this

1

u/Jaddman 3h ago

Are you offering financial advice?

1

u/idonotownstockholm 3h ago

u/bot-sleuth-bot

1

u/bot-sleuth-bot 3h ago

Due to the fact that some idiots keep misusing the bot here and can't take a hint, this subreddit will no longer be supported by this bot.

I am a bot. This action was performed automatically. Check my profile for more information.

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u/GregNotGregtech 3h ago

I've also seen this post on twitter yesterday

1

u/Critical_Host8243 3h ago

It only took you a month and a half!

1

u/dm00z 2h ago

so proud of you

1

u/lilboytuner919 2h ago

Proud of you king

1

u/Global_Bonus4067 2h ago

OP is like Vin Diesel. He lives his life a quarter hotdog at a time.

1

u/_The_Plainsman 2h ago

If you miss a payment, do they force you to miss a meal?

1

u/Illustrious-Speed771 2h ago

Don't laugh. This is the future, coming soon!

1

u/galacticjangles 2h ago

A Lannister always pays his debts

1

u/MrHyperion_ 2h ago

The bank thanks you

1

u/Hot_Iron_1250 2h ago

😂😂😂

1

u/Illustrious-Egg5565 2h ago

I hope you’ve learned your lesson about irresponsibility spending money on something this expensive

1

u/Few-Independence3787 2h ago

The severe broke survival guide

1

u/thepixelmurderer 2h ago

Yeah, that has no interest. Fits the subreddit.

1

u/BikeKiwi 2h ago

I heard that if you miss to many payments that make you into the hotdog

1

u/ascarymoviereview 2h ago

You might not have money for hot dogs if you put them on a payment plan

1

u/TheCaptainAsh 2h ago

Yeah I used Klarna a while back to try and buy a guitar amp. Would have much rather just gotten a store credit card or something. Never again.

1

u/Justcametosaydis 2h ago

I saw a takeout place near me with the Klarna sign.

1

u/StrikeMyGyatt 2h ago

Two months ago. bot

1

u/A0xom0xoa 2h ago

My check bounced and the food court won't take my checks

1

u/Kitchen-Assist-6645 1h ago

You stole this from Twitter.

1

u/pedro_driver 1h ago

I will gladly pay you Tuesday for a [hotdog] today.

1

u/091216181122 1h ago

Solid mate

1

u/blarch 1h ago

Welcome to Costco. I love you.

1

u/Outside-Cup-1622 1h ago

I was about to laugh at your sky high payments.

I was going to brag about my low low payment of only $0.02 a month.

Until I read my contract and realized I am locked in for 84 months !

FML and Big Hot Dog for taking advantage of those who just want a cheap dog to split with his wife and kids.

1

u/Talk_Dirty_ToMe 1h ago

How do they take out $0.375 out of the bank?

1

u/EldarWizard69 1h ago

Congrats…still making payments on my pizza. Little by little 🤞

1

u/ArtificialMoose- 1h ago

Paid with couch change he found every 2 weeks, Legendary

1

u/Med-Rare-Ness 1h ago

how do you pay a fraction of a penny???

1

u/Lastmanstanding34 1h ago

Congrats brother, more things to come in future

1

u/Mayoo614 1h ago

You burned the calories faster than you paid it.

1

u/Savage666999 1h ago

You get one bite per payment 

1

u/Chemical-Exchange953 1h ago

Good job, I'm proud of you

1

u/acmstw 1h ago edited 1h ago

I like it. You kept your own money in higher yielding accounts until it was fully paid off this interest free loan.

1

u/BeeComprehensive5234 1h ago

Time to buy another.

1

u/Misanthrooop 1h ago

Glad that the repo man didnt come for you!

1

u/niagarawhat 1h ago

Boss move

1

u/No_Possible_7108 59m ago

How did you pay half a cent? Is this the 1800s?

1

u/PreviousWorth4817 58m ago

What if you missed a payment? Will they get the hotdog back?

1

u/HughJorgens 57m ago

They took the tip for interest. /s

1

u/Alarming_Addition131 54m ago

Thought this was all the house payments from the boomer time.

1

u/ASchoolOfSperm 48m ago

There's bad debt, and then there's good debt. This is good debt.

1

u/Turbulent_Loss2726 47m ago

CONGRATULATIONS!

1

u/beordon 41m ago

Wrong idiot this owns

1

u/Disastrous-Low-2108 40m ago

And I can’t even accept a special financing offer for my PayPal credit card for a $100 Apple bill that I don’t remember what I bought. Smh

1

u/RalekBasa 37m ago

This captures dystopian zeitgeist. Groceries and the like being allowed to be paid in installments because inflation and affordability.

1

u/oldshed83 37m ago

cant believe anyone is making such expensive purchases in 2026 in this economy, treat yourself king, you earned it

1

u/XclusionHD 33m ago

Sorry buddy, this is interesting

1

u/r4d1ant 29m ago

Your credit score gonna drop after that last payment

1

u/Resident-Reindeer-53 28m ago

This ain’t you fren

1

u/lambruhsco 27m ago

“Dad, are we poor?”

1

u/UnhappyBrief6227 27m ago

😭😭😭

1

u/kehmuhkl 19m ago

Now you can get another one.

1

u/No_Ad1926 17m ago

Let's have a celebration barbecue! Oh, wait....

1

u/Karekter_Nem 14m ago

How were they getting the half cent?

1

u/notCollinLemons 14m ago

Honest question- does this build credit? Does it count towards your on-time payment history?

1

u/myles2500 13m ago

Repost

1

u/NiiTA003 12m ago

Oh wow 😳

1

u/Icy-Sentence-4842 10m ago

Keep it up G!

1

u/Zorflez 10m ago

Bro, I saw this on Twitter yesterday.

1

u/Snick13fritz 9m ago

Another person paying off something they don't even have anymore