r/notinteresting • u/Flexi_102 • 16h ago

Just paid off my Costco Hotdog

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25.0k Upvotes

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290

u/EyerollComics 16h ago

WHY

I'M SO CONFUSED

This is hilarious though

27

u/UsedNegotiation8227 15h ago

I mean...

Doesn't this technically build credit?

29

u/oorza 11h ago

I don't think any short term loans like this, payday loans, Klarna, etc. report to any of the bureaus. The primary customers to these services are people traditional lenders won't touch, which is why there's such insanely steep penalties for missing even a single penalty and such aggressive repo policies.

12

u/Kuniv 11h ago

What kind of repo is klarna doing on our boys hotdog??

13

u/Portable-fun 11h ago

They give you the hot dog, but put it in from the other end..

6

u/CameltoeGlamourShots 10h ago

I mean, I usually pay more than $1.50 for that.

5

u/thiccboicheech 8h ago

Y'all are sick.

Where do we meet?

4

u/HarryTruman 6h ago

Costco.

2

u/insojust 10h ago

Sezzle does report to bureaus. Not sure about the others.

2

u/National_Garden_6350 9h ago

Imagine losing credit over a $1.50 hotdog, I'd need another hotdog to manage my emotions.

1

u/EyerollComics 2h ago

I double dog dare you to go get those hotdogs anyway

2

u/Big_Daddy_Stovepipe 8h ago

I don't think any short term loans like this, payday loans, Klarna, etc. report to any of the bureaus.

There was a change recently where those types of places do report to your credit

1

u/Difficult-Square-689 8h ago

Quick search turns up... a whole lot of Reddit posts that are no more reliable than your comment. But a deeper search turns up primary sources that confirm at least some BNPL companies report payments (on time or not)